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Columbia Creditors Rights Law Blog

Starting the Foreclosure Process under Regulation X

Mortgage Servicers Are Reminded to Check Those Boxes!  On June 25, 2021, the Consumer Financial Protection Bureau (CFPB) handed down a new rule amending Regulation X of the Real Estate Settlement Procedures Act (RESPA), to assist mortgage borrowers affected by...

What Can Be Taken in a Replevin Action?

In a replevin action, also called a “claim and delivery”, a party seeks to have the court order the delivery of property they claim legally belongs to them. Replevin actions differ from traditional legal claims in that a replevin claim...

How to Collect on a Judgment Against an Individual Debtor

Although you may have won your civil case against one or more parties, the next step involves actually collecting the money that you were awarded by the trial court. In South Carolina, the following strategies can help ensure that you...

Enforcing Foreign Judgments in South Carolina

If you win compensation in a judgment in a civil case in another state, but the defendant in your case is either located in South Carolina or has assets in South Carolina you can use to satisfy your judgment, you...

Options After a Tenant Has Defaulted

Landlords, like everyone else, are facing pressure as the COVID-19 pandemic drags on. Businesses and individuals are seeing fewer customers, less revenue, and their ability to pay their rent is diminishing day by day. The number of tenants that have...

Commercial Lease Forbearance Agreements During the COVID-19 Pandemic

Coronavirus COVID-19 has impacted businesses large and small all across the United States. Businesses of all types have suffered from the shutdowns implemented by state and local governments. One area of the economy that has particularly suffered adverse effects is...

COVID-19 Impact on Creditors’ Rights

The COVID-19 pandemic marks an unprecedented crisis for the world’s economy. Because of the immense financial strain it has placed on individuals and companies alike, you will inevitably encounter defaults as a secured or unsecured creditor. You may also receive...